Priyo Pay Fees & Limits
Priyo Pay Fee Schedule
Last Updated: July 2026
All fees are shown in USD unless otherwise stated. Fees may be subject to applicable taxes where required.
Personal Account Fees
Maintenance & Service Fees
Service | Fee | Billing |
|---|---|---|
Maintenance Fee (1 USD Account + 1 Virtual Card + 1 BDT Account) | $10.00 | Every 6 months |
Maintenance Fee Waiver | FREE | If you receive $5,000 or more in deposits per year |
BDT Account Only | ৳199.00 | Yearly |
First Virtual Debit Card | FREE | Included |
Additional Virtual Cards | $3.00 | One-time per card |
Physical Mastercard | $19.95 | Yearly |
Standard Physical Card Shipping | $5.00 | Per shipment |
Maintenance Fee Waiver
Your $10 semi-annual maintenance fee is automatically waived if your account receives at least $5,000 in total deposits within a calendar year.
Eligible deposits include ACH transfers, wire transfers, card funding, and other qualifying incoming deposits.
Receiving Money
Service | Fee |
|---|---|
Receive from another Priyo Pay user (P2P) | FREE |
Incoming ACH | $0.25 per transaction (First 10 each month are FREE) |
Incoming Domestic Wire | $10.00 |
Incoming International Wire (SWIFT) | $25.00 |
Incoming Credit via Card | 2.00% (Minimum $1.00) |
Incoming Credit from Venmo or Cash App | 2.00% |
Payments & Transfers
Service | Fee |
|---|---|
Card Payment to Third-Party Money Transmitters (PayPal, Western Union, Remitly, MoneyGram, etc.) | 2.00% (Minimum $1.00) |
Cross-Border Card Payment (Non-USD Currency) | 1.00% |
Cross-Border Card Payment (USD) | FREE |
Outgoing ACH (USA Only) | 1.00% |
Outgoing Domestic Wire | $10.00 + 1% |
Payment to another Priyo Pay user (P2P) | $2.99 |
Convert USD to BDT | 1.00% (Minimum $0.99) |
ATM Withdrawal | 1.00% (Minimum $3.00) |
P2P Transfer Limits
- Minimum: $1.00
- Maximum: $1,000.00 per transaction
Additional Resources
Service | Fee |
|---|---|
Additional USD Accounts | $10.00 every 6 months |
Additional Virtual Cards | $3.00 one-time |
Business Account Fees
For US-Registered Businesses
Maintenance & Service Fees
Service | Fee |
|---|---|
Maintenance Fee | FREE (Up to 5 USD Accounts) |
Virtual Debit Cards | FREE (Up to 50 cards) |
Physical Mastercard | $19.95/year per card |
Standard Physical Card Shipping | $5.00 per shipment |
Receiving Money
Service | Fee |
|---|---|
Receive from another Priyo Pay Business (P2P) | FREE |
Incoming ACH | FREE |
Incoming Domestic Wire | $10.00 |
Incoming International Wire (SWIFT) | $25.00 |
Incoming Credit via Card | 2.00% (Minimum $1.00) |
Incoming Credit from Venmo or Cash App | 2.00% |
Payments & Transfers
Service | Fee |
|---|---|
Card Payment to Third-Party Money Transmitters (PayPal, Western Union, Remitly, MoneyGram, etc.) | 2.00% (Minimum $1.00) |
Cross-Border Card Payment (Non-USD Currency) | 1.00% |
Cross-Border Card Payment (USD) | FREE |
Outgoing ACH | $5.00 |
Outgoing Domestic Wire | $20.00 |
Payment to another Priyo Pay Business (P2P) | $2.99 |
Convert USD to BDT | 1.00% (Minimum $0.99) |
ATM Withdrawal | 1.00% (Minimum $3.00) |
Business P2P Transfer Limits
- Minimum: $1.00
- Maximum: $10,000.00 per transaction
- Business-to-Business transfers only.
Additional Resources
Service | Fee |
|---|---|
Additional USD Accounts (Beyond first 5) | $10.00 every 6 months |
Additional Virtual Cards (Beyond first 50) | $3.00 one-time |
Notes
- All percentage-based fees are calculated on the transaction amount.
- Minimum fees apply where specified.
- Shipping charges apply only when ordering a physical card.
- International shipping may take 3–6 weeks. Delivery within the United States typically takes 3–5 business days.
- FedEx Express shipping is available for $40.
- Fees are subject to change. Any future changes will be communicated before they become effective.
Updated on: 08/07/2026
Thank you!